Fintech
experience
Plank teams have delivered AI-enabled solutions across diverse fintech domains including automated KYC/AML and fraud detection, instant credit decisioning, real-time payments and embedded finance, unified transaction analytics, and vector-powered personal-finance copilots.
Risk, Fraud & Compliance Automation
- ML pipelines for KYC/KYB, AML screening, sanctions checks, and continuous transaction monitoring.
- Graph‑based fraud models that combine device, behavioral, and network signals to flag high‑risk events.
- Policy engine with explainable AI outputs to speed investigator review and satisfy regulators.
Credit & Underwriting Intelligence
- Feature stores built from bureau files plus alternative data (bank feeds, payroll, utilities) for richer scorecards.
- Explainable models delivering instant credit decisions, CLTV scoring, and portfolio health monitoring.
- Human‑in‑the‑loop tools for exception handling, override logging, and fair‑lending audits.
Real‑time Payments & Embedded Finance
- APIs for card issuing, ACH, RTP, and crypto rails with idempotent flows and real‑time webhooks.
- Ledger and settlement services ensuring double‑entry integrity, reconciliation, and dispute tracking.
- Plug‑and‑play modules for embedded finance offerings like BNPL, branded wallets, and payouts.
Unified Transaction Data & Analytics
- Aggregate and normalize data from cards, ACH, brokerage, and crypto sources into a common schema for real‑time use.
- Apply stream processing and embeddings to categorize spend, detect anomalies, and surface trends instantly.
- Expose clean data and events via APIs and webhooks for dashboards, alerts, and partner integrations.
Personalized Wealth & Financial Guidance
- Vector‑memory user profiles powering goal‑based advice, budgeting nudges, and automated savings plans.
- Multi‑modal interfaces (chat, voice, widgets) delivering context‑aware insights across mobile and web.
- Generative content engines producing personalized market explainers, tax tips, and portfolio summaries.
Regulated Cloud Ops & Cost‑Tuned LLM Workflows
- Multi‑region, multi‑tenant architectures with encryption, access controls, and full audit trails.
- Automated compliance artifacts for SOC‑2, PCI‑DSS, GDPR, and FedRamp workloads.
- Dynamic routing of LLM tasks across providers/models to hit latency‑cost targets with continuous evaluation.
Customer Showcase
Engineers we’ve worked with
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